Signs of Insurance Bad Faith
Claimants and policyholders sometimes do not receive the recovery that they are entitled to simply because they believe what the insurance company tells them and do not contest the information. However, a Waldorf personal injury lawyer can explain that some insurance companies do not act in good faith by denying certain claims. The following are signs that your Waldorf personal injury lawyer may alert you to as a signal that a denial is improper.
Signs of Improper Denial
• The carrier does not cite specific provisions of the policy in the denial letter.
• The carrier refuses to give the policyholder a copy of the policy.
• The denial letter does not cite any facts that are specific to the claim in its denial.
• The carrier cites to language in the policy that does not exist or refers to policy exclusions that are not related to the claim as its support of the denial.
• The carrier states that it is reserving its rights to raise other defenses even after the claim has been denied.
• The claims adjuster does not meet with the policyholder prior to the claim denial. However, he or she ensures that a form letter has been prepared and sent that asks for information that is not necessary or relevant.
• The insurer attempts to retroactively rescind coverage based on some purported misrepresentation made by the policyholder in his or her original application for insurance.
If your insurance denial letter contained any of these red flags, a Waldorf personal injury lawyer may be able to help. Contact Waldorf personal injury attorney Carroll Drake
at (301) 710-5965 for help.